Know what to watch for.
Scams change their costumes weekly and their structure almost never. Learn six structures and you will recognize most of what reaches you.
The missed delivery text
How fake USPS, UPS, and FedEx delivery texts work, the warning signs in the link, and how to check your real tracking status.
The fake bank call
What bank impersonation calls and texts sound like, why "move your money to a safe account" is always a scam, and how to reach your real bank.
The family emergency
How family impersonation texts and calls work, what to do in the moment, and a family verification plan that takes five minutes to set up.
The tech support pop-up
Why real tech companies do not call you about viruses, what remote access gives a stranger, and what to do if you let someone connect.
The job that pays you first
How fake job offers use checks, equipment purchases, and paid "tasks", plus how to confirm that a recruiter and a role are real.
The buyer who pays another way
How buyers and sellers get moved off a marketplace, why fake payment emails work, and how to confirm a payment is real.